The Fair Credit Reporting Act, 15 U.S.C. § 1681 (“FCRA”) is U.S. Federal Government legislation enacted to promote the accuracy, fairness, and privacy of consumer information   contained in the files of consumer reporting agencies.

  ​Complete Credit Restoration Service for Consumers    

 Allow me to introduce myself. My name is Bob Villoria, and for over ten years  I owned and operated the leading Credit Restoration Service in California. I  have successfully repaired and restored the credit for thousands of clients representing all walks of life;  in entertainment, business, teachers, medical professionals and many more.   If improving your credit standing is something you have always wanted to do but weren't sure how to go about getting it done, I can help. With my money back guaranteed program that says if I am unable to improve any aspect of your credit history within six months, you will get your money back, no questions asked, you can't go wrong.

There are literally thousands of people as well as attorneys offering this service and while I cannot speak to their effectiveness, I can say that with the many years of experience I possess in this field, I know that your credit standing will be improved when I'm done.

If you would like more information, please use the contact form provided and I will get back to you within 24 hours.  Thank You.

RMVilloria & Associates

   I offer two simple ways for you to establish good credit again...

   1. For those who would like to do the work themselves, I provide you with a detailed "one sheet" that describes step by step everything you
 need to do to 

       complete the process.     

       Although arduous and time consuming, many people like this "hands-on" approach.  I will remain in constant contact with you via email every

      step of the way to ensure that you get the desired results. 

                For this service, I charge a flat $100 


   2. For those who are not so inclined, or who do not have the time and/or energy to do what many say is a very long and laborious endeavor, I will handle

       the entire process for you myself. 
                 For this service, I charge $350 for a single individual and $450 for a married couple.